Mumbai: IndusInd Bank on Wednesday reported a consolidated net profit of ₹1,037.05 crore for the first quarter of the financial year 2026-27, marking a steady performance. Total income for the quarter ended 30 June 2026 was ₹13,096.47 crore. Financial PerformanceConsolidated interest earned for the quarter increased to ₹11,309.94 crore, up from ₹11,005.42 crore in the preceding quarter. Other income also rose to ₹1,786.53 crore, compared to ₹1,713.66 crore quarter-on-quarter.Total expenses, excluding provisions and contingencies, amounted to ₹10,323.02 crore for the June quarter. This included interest expended of ₹6,625.22 crore and operating expenses of ₹3,697.80 crore.
Asset Quality
The bank’s gross non-performing assets (NPA) were ₹11,095.35 crore as of 30 June 2026, or 3.43% of gross advances. Net NPA stood at ₹3,169.38 crore, or 1.00%, for the same period.Capital AdequacyIndusInd Bank’s Capital Adequacy Ratio (Basel III) was 17.48% as of 30 June 2026, with a CET 1 Ratio of 16.20%. Earnings per share (basic and diluted) for the quarter were ₹7.63 (not annualised).Fund Raising and CapitalThe bank’s board approved raising funds through debt securities for up to ₹20,000 crore on a private placement basis. This is subject to member and regulatory approvals. An additional ₹10,000 crore may be raised through equity instruments and/or convertible debt securities. Annual General MeetingThe 32nd Annual General Meeting (AGM) is scheduled for 27 August 2026, at 2:00 p.m. via video conference. The bank will send the notice of AGM and integrated annual report electronically to registered members.Segmental RevenueRetail banking contributed ₹8,162.23 crore to segment revenue, while treasury operations brought in ₹2,391.52 crore. Corporate and wholesale banking generated ₹3,227.72 crore in revenue for the quarter.Other HighlightsIndusInd Bank allotted 26,660 shares during the quarter through the exercise of stock options by employees. The bank also transferred Investment Fluctuation Reserve of ₹868.24 crore to the Profit & Loss Account.Disclaimer: This report is based on the company’s filed financial results (standalone or consolidated, as applicable) and is intended solely for informational purposes. It does not constitute investment advice or a recommendation to buy, sell or hold any security.